Pricing

Simple, transparent pricing.

One plan to unlock the full Cardzen experience.

MonthlyYearlySave 33%
Subscribing on web is cheaper than the App StoreApple takes a cut of every App Store subscription. Subscribing on cardzen.ai lets us pass those savings directly to you.

Free

Free

Know the right card for every purchase.

  • Unlimited cards
  • Full card catalog with benefits and reward rates
  • AI chat for card recommendations
  • Wallet dashboard
  • 70+ cards supported
Get Started

Pro

$2/month

Never waste a credit again.

  • Everything in Free
  • Credit and benefit tracking with expiring alerts
  • AI actions: update credits right in chat
  • Daily Zen: personalized morning insights
  • Credit usage analytics and annual recap
  • More chats with the upgraded AI model
  • Premium HD voice responses
  • Priority support
Start 1 month free trial

Billed $24 annually

Pro pays for itself.

At $2/month, even one small win covers the cost.

Use the right card for one flight

Earn 1,200 extra points on a single $300 booking. Two flights covers Pro for the year.

Never miss your hotel credit

Most premium cards have a $50 annual hotel credit. Catch it once and Pro is paid for twice over.

Catch your dining credit 3 extra times

A $10/month dining credit forgotten just 3 times is $30 lost. Cardzen makes sure that doesn't happen.

Optimize your grocery spending

Use a 4x card instead of 1x on $500 in groceries. That's $20+ in extra rewards in one month.

You spend hundreds on annual fees. Spend $24 to make sure they're worth it.

That's less than 4% of your cheapest premium card.